Senior care isn't one thing — the right setting depends on how much help someone needs, their medical situation, and their budget. STL Senior Advisor covers every major care type in Greater St. Louis, all regulated under Missouri law by the Department of Health and Senior Services (DHSS). Explore each option below to see what it includes and what it costs in 2026.
If you're not sure which fits, that's the most common place to start — our free advisors help match families to the right level of care every day.
Types of senior care we cover
Assisted Living
Housing plus help with daily activities like bathing, dressing, and medication management — licensed by Missouri DHSS as a Residential Care Facility II (RCF II) or Assisted Living Facility (ALF).
View →Memory Care
Secured, dementia-trained care delivered within an ALF setting (occasionally RCF II) with Alzheimer's Special Care Disclosure requirements.
View →Alzheimer's Care
Specialized dementia care for Alzheimer's and related conditions, with structured routines and secured units.
View →Nursing Homes
DHSS-licensed skilled nursing facilities under Chapter 198 RSMo for 24/7 medical care and post-hospital recovery.
View →Short-Term Rehab
Skilled rehabilitation after a hospital stay — often Medicare-covered for a qualifying stay.
View →Independent Living
Active communities for seniors who want fewer chores, dining, and a social calendar.
View →Retirement Communities
Full-service retirement living for independent older adults.
View →55+ Communities
Age-restricted active-adult neighborhoods for those 55 and older.
View →Senior Apartments
Age-restricted apartments, including income-based and affordable options.
View →CCRCs
Continuing Care Retirement Communities that span independent living through skilled nursing on one campus.
View →In-Home Care
A caregiver comes to the home; flexible hours, private-pay or Missouri's Aged and Disabled Waiver for those who qualify.
View →Home Health
Skilled nursing and therapy visits at home under a physician's order.
View →Hospice Care
Comfort-focused end-of-life care at home or in a residence — usually covered by the Medicare hospice benefit.
View →Respite Care
Short-term stays that give family caregivers a break or bridge a recovery.
View →Adult Day Care
Daytime supervision, meals, and activities while family caregivers work.
View →Board & Care Homes
Small Residential Care Facility I homes with a family-style setting and higher staff-to-resident ratios.
View →Veterans Senior Care
Care options that pair with VA Aid & Attendance for veterans and surviving spouses.
View →Not sure where to start? A free STL Senior Advisor advisor will talk it through with you — 15 minutes, no pressure, no fee. Call (314) 555-0100 or send a message.